New income limits for Commonwealth Seniors Health Cards will be effective from November 4, 2022. Approximately 50,000 additional older Australians will be eligible for the card. New income limits 4/11/22 - 19/9/23: Single $90,000 Couple (combined) $144,000 Couple (illness separated) $180,000 For each additional child $639.60 Are you eligible? Before you claim check that [...]
Time is running out to apply for a Director Identification Number - Director ID (fines from $13,200 apply for late applications). You may have heard about the new rules which require directors of Australian companies to obtain a Director Identification Number (director ID). It is a unique 15-digit identifier that directors apply for once [...]
Our previous blog outlined how low and middle-income Australians have a growing need for quality financial advice. However, current compliance obligations are complex, bureaucratic and unprecedented cost-drivers for financial advisers and consumers. And higher-income Australians that can afford Financial Advice are forced to pay increasingly more due to over-regulation. Our guest author, Alex Burke, outlines [...]
In times of share market volatility, it's normal to feel concerned about the drop in values and the effects on your investments and retirement savings. It's also important to understand the 24-hour news cycle reports the majority of "bad news" only and you very rarely see the "good news", especially for financial markets. Prior to [...]
We're proud to announce Cheyne Whitford B.Com, M.Com (FP), B. Sc, Dip. FS (FP) Dip. FMB Certified Financial Planner®, former Ulladulla Primary & Ulladulla High School Captain, is returning home to the South Coast to join our Financial Services team at Hales Douglass Financial Services. Because we're all about community and the success of our [...]
